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How does it work?

With our flexible mortgages you can make unlimited, penalty free overpayments in the form of a lump sum or a regular overpayment each month, provided that the mortgage is not redeemed in full.

Depending on your mortgage, you may be liable to pay an Early Repayment Charge (ERC) if you make an overpayment.

How much should I overpay?

While there are clear financial benefits to overpaying your mortgage, you should not overpay more than you can afford. Our Overpayments calculator can help you decide what amount is right for you.

Use our calculators to work out your options

Understanding the Bank of England Base Rate change.

We've got all the information, support and guidance you need.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT.

*Calls may be recorded for monitoring and training purposes. Charges for calling 03 numbers are the same as for calls made to standard UK landline phone numbers starting 01 or 02 and are also included in bundled minutes and unlimited call packages.

Whistletree is a trading name of TSB Bank plc. TSB Bank plc. Registered Office: Henry Duncan House, 120 George Street, Edinburgh EH2 4LH. Registered in Scotland No. SC95237. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under registration number 191240. TSB Bank plc is covered by the Financial Ombudsman Service.

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Please note – this link will take you through to a website operated by another organisation. Whistletree do not have any control over the content of external websites and can accept no responsibility or liability in respect of the material on such websites. Accept and Continue

Using this online form

Please ensure you complete all sections accurately to help us process your form as quickly as possible. We may not be able to process your request if the form is incomplete or contains errors.

You can find details of your account number and normal monthly payment date on your annual mortgage statement. We also include account numbers on most letters that we send to customers.

Request a payment holiday

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