What if my payments are sometimes a few days late?
In the past, if any of your payments reached us a few days after your agreed payment date we may not have treated your account as being in arrears.
If we don’t get your payments on time, in line with the Terms & Conditions of your mortgage, your account may be flagged to show it’s fallen into arrears. This will be reported to credit reference agencies, which will affect your credit rating and your ability to get credit in the future.